But what if the professional service you choose to employ is called "Mr. Handyman"?
It doesn't matter what the name is.
As long as many professional licensed and insured plumbers (or electricians or whatever) are charging large amounts of money for jobs--meaning beyond affordability for many--there will be handymen, retired cops and firefighters, and friendly neighbors. I am a handyman and friendly neighbor.
One neighbor here was quoted $1,000 labor to install a Level II charger for her Tesla. I did it in 90 minutes for $90. Another neighbor was quoted $4,000 to do the same, but his situation required rearranging breakers in his service panel (the IDIOT builder and electricians decided that installing a service panel outside--about the stupidest idea there ever was--with every spot filled was smart). It took $50 worth of duplex breakers, another $20 for the 60A breaker, about 5 hours labor and $500 worth of copper wire. Most of that labor was digging the trench for the conduit, which the homeowner did.
In another recent case, a local plumber wanted $125 just to show up. Senior widow had a leaky faucet. Turned out it was the pull out hose, not the faucet. $12 on Amazon, and 15 minutes to install. But wait she says, there's a drip in my bathroom. A two pack of Moen 1224Bs, ($15) and 15 minutes and the job was done. Cleaned out her P-Trap and sink tail piece while I was there. Another 15 minutes. Total time less than an hour. No drips, no leaks. $60 plus parts and she gave me a tip. Before I put my ladder away I installed new batteries in her smoke detectors.
Another neighbor was quoted $125 to install a new disposal. I did it in 15 minutes. Asked for $25, they insisted on giving me $40.
So, pros, please keep driving the $100K trucks. Keep charging large trip fees, large hourly rates, etc. It keeps the retired firefighters, police and other handymen busy doing the things you cannot be bothered with. There's need and room for both. I'm sure most of you don't want these piddly one hour jobs working for the handicapped, the widows and seniors. They all love me and I'm happy working for them. The senior community is only 3 miles from here, so the drive is easy.
I will not be digging sewer lines, doing sewer clean outs, running a trenching machine, installing a new water line, or similar. That's when I tell them they need a licensed professional and get a permit. I even go as far as saying don't try another handyman. I have a local plumber on speed dial and give his number out regularly. Those mentioned jobs are for the pros.
PS My truck was only $33,000.